Eligible collateral
Support only the assets and markets included in the agreed provider arrangement.
Collateralised borrowing
A borrowing journey with the full picture.
Help eligible customers understand collateral, a supported loan and the steps needed to repay and recover available collateral, within the bank’s intended experience.
Product information describes the intended offering. Scope, availability and rollout are agreed with each bank, subject to the applicable product, provider and approval requirements.
Make obligations and outcomes visible.
Understand the debt
Explain the borrowed asset, applicable interest and protocol conditions.
Monitor the position
Present the relevant collateral and liquidation-risk information.
Separate outcomes
Treat repayment and collateral withdrawal as distinct actions with independently confirmed results.
From collateral to repayment.
Supply
Review and authorise the eligible collateral commitment.
Borrow
Confirm the supported asset and applicable borrowing terms.
Monitor
Track the debt, collateral and market-specific risk.
Repay
Reconcile the amount repaid and the remaining obligation.
Withdraw
Release available collateral only when the protocol permits it.
Protocol rules define the collateral relationship.
Collateral may support multiple debts depending on the selected provider and market. Do not infer the isolated-perpetual collateral model from the word borrowing.
Liquidation can occur under protocol rules without a new customer signature. Repayment does not by itself confirm that collateral has been withdrawn.
Migration and refinancing are not part of the described borrowing feature.
Operating model
Each party has a clear role.
Your bank
Owns the customer relationship, eligibility, product and asset selection, bank controls, fiat decisions and final integration.
Your customer
Reviews the intended action and gives the authorisation required for that product or bounded future instruction.
Mammoth
Provides reusable interfaces and integrations, transaction validation, monitoring, reconciliation and product records.
Execution providers
Execute the relevant action and apply their own contract, service, issuer or protocol rules.
A little more detail
Questions, answered.
The practical details behind the intended offering.
Can a loan be liquidated without another signature?
Yes. Protocol liquidation rules may apply without an additional customer signature. The customer must understand those conditions before committing collateral.
Does repayment automatically return the collateral?
No. Repayment and collateral withdrawal are separate outcomes. Withdrawal depends on the protocol permitting it.
Is every holding eligible as collateral?
No. Collateral eligibility depends on the selected market, provider and agreed bank offering.